{"id":140,"date":"2022-05-29T03:11:06","date_gmt":"2022-05-29T03:11:06","guid":{"rendered":"https:\/\/gatewayinfotech.in\/jainbank\/?page_id=140"},"modified":"2022-07-05T15:55:37","modified_gmt":"2022-07-05T15:55:37","slug":"loans-advances","status":"publish","type":"page","link":"https:\/\/gatewayinfotech.in\/jainbank\/loans-advances\/","title":{"rendered":"Loans & Advances"},"content":{"rendered":"\t\t
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Loans & Advances<\/p>

SPECIAL RATE OF INTEREST ON LOANS AND ADVANCES
<\/strong><\/p>
RATE OF INTEREST AS PER CREDIT RATING w.e.f. 11.10.2021<\/span><\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td><\/tr>
SR.NO.<\/span><\/td>PRODUCT<\/span><\/td>CARD RATE<\/span><\/td>A<\/span><\/td>B<\/span><\/td>C<\/span><\/td><\/tr>
1<\/span><\/td>OD\/CC<\/span><\/td>10.75%<\/span><\/td>9.75%<\/span><\/td>10.00%<\/span><\/td>10.75%<\/span><\/td><\/tr>
2<\/span><\/td>OD-GS<\/span><\/td>8.25%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
3<\/span><\/td>Mortgage Property\/Hyp.of Machiney Loan<\/span><\/td>10.000%<\/span><\/td>9.50%<\/span><\/td>9.75%<\/span><\/td>10.00%<\/span><\/td><\/tr>
4<\/span><\/td>Gold Loan<\/span><\/td>8.25%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
5<\/span><\/td>Vehicle Loan :\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Two Wheeler<\/span><\/td>8.25%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
\u00a0<\/td>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Four Wheeler<\/span><\/td>7.75%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
\u00a0<\/td>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Commercial Vehicle<\/span><\/td>10.25%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
6<\/span><\/td>Rickshaw Loan\u00a0<\/span><\/td>13.00%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
7<\/span><\/td>Third Party Loan<\/span><\/td>12.00%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
8<\/span><\/td>T.O.D.<\/span><\/td>14.00%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
9<\/span><\/td>Education Loan<\/span><\/td>9.75%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
10<\/span><\/td>Doctor Loan<\/span><\/td>9.75%<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td>N.A.<\/span><\/td><\/tr>
11<\/span><\/td>Professional & Self Employed<\/span><\/td>9.75%<\/span><\/td>9.25%<\/span><\/td>9.50%<\/span><\/td>9.75%<\/span><\/td><\/tr>
\u00a0<\/td>Parameter of Rating<\/span><\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td><\/tr>
\u00a0<\/td>90%\u00a0 To 100%<\/span><\/td>A<\/span><\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td><\/tr>
\u00a0<\/td>60%\u00a0 To\u00a0\u00a0 90%<\/span><\/td>B<\/span><\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td><\/tr>
\u00a0<\/td>50% To\u00a0\u00a0 60%<\/span><\/td>C<\/span><\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td><\/tr>
1<\/span><\/td>Any proposal falls below category \u201cC\u201d will be charge Card Rate plus additional interest.<\/span><\/td>\u00a0<\/td><\/tr>
2<\/span><\/td>Board can sanction proposal at lower rate of interest applicable to the above parameter as a special case.<\/span><\/td>\u00a0<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/body>","protected":false},"excerpt":{"rendered":"

Loans & Advances SPECIAL RATE OF INTEREST ON LOANS AND ADVANCES RATE OF INTEREST AS PER CREDIT RATING w.e.f. 11.10.2021 \u00a0 \u00a0 \u00a0 \u00a0 SR.NO. PRODUCT CARD RATE A B C 1 OD\/CC 10.75% 9.75% 10.00% 10.75% 2 OD-GS 8.25% N.A. N.A. N.A. 3 Mortgage Property\/Hyp.of Machiney Loan 10.000% 9.50% 9.75% 10.00% 4 Gold Loan […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-140","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/pages\/140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/comments?post=140"}],"version-history":[{"count":10,"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/pages\/140\/revisions"}],"predecessor-version":[{"id":511,"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/pages\/140\/revisions\/511"}],"wp:attachment":[{"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/media?parent=140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}