{"id":142,"date":"2022-05-29T03:11:35","date_gmt":"2022-05-29T03:11:35","guid":{"rendered":"https:\/\/gatewayinfotech.in\/jainbank\/?page_id=142"},"modified":"2022-06-01T12:49:27","modified_gmt":"2022-06-01T12:49:27","slug":"service-charge","status":"publish","type":"page","link":"https:\/\/gatewayinfotech.in\/jainbank\/service-charge\/","title":{"rendered":"Service Charge"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

SERVICE CHARGE<\/p>

List Of Service Charges (Amount in \u20b9)<\/p>

1.<\/strong><\/p><\/td>

Deposit Related Transactions:<\/strong><\/p><\/td>

\u00a0<\/p><\/td><\/tr>

1.1<\/strong><\/p><\/td>

Ledger Folio Charges<\/p>

(Only for Current & Overdraft a\/cs):To be charged \u00bd yearly or at the time of closing\/ transferring a\/c. per page consisting 40 entries<\/p><\/td>

Rs.25\/- per entry (no free entries\/folios)<\/p><\/td><\/tr>

1.2<\/strong><\/p><\/td>

Duplicate Pass Book \/ Statement:<\/p>

\u00a0<\/p>

\u00a0<\/p><\/td>

With only last balance entry Rs.70.00
With previous entries of 40 Rs. 25.00 entries per page in addition to the above<\/p><\/td><\/tr>

1.3<\/strong><\/p><\/td>

Cheques Book Charges:<\/p>

(while issuing): Per cheques leaf (In SB a\/c\u2019s 30 cheques per year are to be issued free of cost)<\/p><\/td>

2.00 per leaf<\/p><\/td><\/tr>

1.4<\/strong><\/p><\/td>

Accounts Closing Charges:<\/p><\/td>

S. B. A\/c Rs.75\/-<\/p><\/td><\/tr>

Current A\/c Rs.100\/-<\/p><\/td><\/tr>

1.5<\/strong><\/p><\/td>

Dormant A\/c Charges (Annual):<\/p>

(1\/2 yearly)<\/p><\/td>

S. B. A\/c Rs.10\/-<\/p><\/td><\/tr>

Current A\/c Rs.20\/-<\/p><\/td><\/tr>

1.6<\/strong><\/p><\/td>

Minimum Balance Charges (Monthly):<\/p><\/td>

S. B. A\/c Rs.30\/-<\/p><\/td><\/tr>

Current A\/c Rs.50\/-<\/p><\/td><\/tr>

1.7<\/strong><\/p><\/td>

Stop Payment Charges (Per Instrument):<\/p><\/td>

S. B. A\/c Rs.75\/-<\/p><\/td><\/tr>

Current A\/c Rs.75\/-<\/p><\/td><\/tr>

1.8<\/strong><\/p><\/td>

Standing Instructions:<\/p>

Per transaction no charges are to be levied for transfer from Current\/OD\/SB to RD A\/Cs or Loan A\/Cs<\/p><\/td>

Rs.20\/-<\/p><\/td><\/tr>

1.9<\/strong><\/p><\/td>

Confirmation of Signatures:<\/p>

Irrespective type of A\/c<\/p><\/td>

Rs.50\/-<\/p><\/td><\/tr>

1.10<\/strong><\/p><\/td>

Issue of certificates<\/p>

(NOC \/NDC\/Certificate of Balance\/ Certificate of Interest charged on Loan or advances\/ Cheques honored Per Certificate (No charge for issue of certificate of interest paid on deposits)<\/p><\/td>

Rs.50\/-<\/p><\/td><\/tr>

1.11<\/strong><\/p><\/td>

Enquiry of Old Transactions:<\/p>

Transactions of more than a year old<\/p><\/td>

Rs.50\/-<\/p><\/td><\/tr>

1.12<\/strong><\/p><\/td>

Issue of Duplicate Deposit Receipts:<\/p>

Per Receipt<\/p><\/td>

Rs.75\/-<\/p><\/td><\/tr>

1.13<\/strong><\/p><\/td>

Half yearly charges<\/p>

(Current\/Overdraft a\/c s)(Incidental A\/c maintenance charges)Per occasion only for operative a\/c<\/p><\/td>

Rs.50\/-<\/p><\/td><\/tr>

1.14<\/strong><\/p><\/td>

Loss of Tokens: Per token<\/p><\/td>

Rs.50\/-<\/p><\/td><\/tr>

1.15<\/strong><\/p><\/td>

Fate Enquiry:<\/p>

Per enquiry Plus out of pocket expenses<\/p><\/td>

Rs.100\/-<\/p><\/td><\/tr>

2.<\/strong><\/p><\/td>

Remittances:<\/p><\/td>

\u00a0<\/p><\/td><\/tr>

2.1<\/strong><\/p><\/td>

Issue of Cheques Payable at Par Instruments:<\/p><\/td>

Amounts<\/strong><\/p><\/td><\/tr>

Up to 10000\/- Rs.20\/-<\/p><\/td><\/tr>

Above 10000\/- Rs.50\/-<\/p><\/td><\/tr>

2.2<\/strong><\/p><\/td>

Issue of Pay Orders\/ Bankers Cheques against Cash<\/p>

Receipt:<\/p><\/td>

Above 10000\/- up Rs.30\/- + Rs.1<\/p>

To 100000\/- per 1000\/-<\/p>

Above 10000\/\u00a0\u2013<\/strong><\/p><\/td><\/tr>

Above 10000\/- Rs.120\/- + Rs.1 per<\/p>

1000\/- above<\/p>

Rs.1.00 lac<\/p><\/td><\/tr>

2.3<\/strong><\/p><\/td>

Cancellation\/Revalidation\/Issue of Duplicate Pay Order\/Cheques Payable\u00a0a<\/strong>t Par:<\/p><\/td>

Revalidation Rs.10\/-<\/p><\/td><\/tr>

Cancellation Rs.15\/-<\/p><\/td><\/tr>

3<\/strong><\/p><\/td>

Collection<\/strong><\/p><\/td>

\u00a0<\/p><\/td><\/tr>

3.1<\/strong><\/p><\/td>

Collection of Inward \/ Outward Cheques:<\/p>

Upto & including Rs.10000\/-<\/p>

Above 10000\/- & upto & including Rs.1.00<\/p>

Lac<\/p>

Above Rs.1.00 lac to Rs,5.00 lacs<\/p>

Above Rs.5.00 lacs to Rs.7.00 lacs<\/p>

Above Rs.7.00 lacs to Rs.10.00 lacs<\/p>

Above Rs.10.00 lacs to Rs.5\/- per 1000 max 8000\/-<\/p>

(Postage & out of pocket charges extra)<\/p><\/td>

\u00a0<\/p>

Rs.50\/- per instrument<\/p>

Rs.100\/- per instrument<\/p>

\u00a0<\/p>

Rs.500\/- per instrument<\/p>

Rs.1000\/- per instrument<\/p>

Rs.3000\/- per instrument<\/p>

Rs.5\/- per 1000 maximum 8000\/-<\/p><\/td><\/tr>

3.3<\/strong><\/p><\/td>

Dishonor of Inward\/Outward Bills\/cheques:<\/p><\/td>

\u00a0<\/p><\/td><\/tr>

3.3.1<\/strong><\/p><\/td>

Outward Clearing Return<\/p>

Inward Clearing Return<\/p><\/td>

Rs.100\/- per instrument<\/p><\/td><\/tr>

Rs.300\/- per instrument<\/p><\/td><\/tr>

3.3.2<\/strong><\/p><\/td>

If cheques are drawn outside the city:<\/p>

ECS Return Debit Credit<\/p><\/td>

Rs.300.00 per transaction Irrespective of type<\/p><\/td><\/tr>

4.<\/strong><\/p><\/td>

Purchase of Cheques\/Discount of Bills<\/strong><\/p><\/td>

\u00a0<\/p><\/td><\/tr>

4.1<\/strong><\/p><\/td>

Cheques\/Drafts (Local\/Outstation):<\/p>

Commission<\/p><\/td>

35.00 per instrument<\/p><\/td><\/tr>

\u00a0<\/p><\/td>

In both these cases, interest as applicable to clean advances are to be collected for the number of days Bank is out of funds in addition to postage & out of pocket expenses.<\/p><\/td>

(At present 16% p.a.)<\/p>

\u00a0<\/p><\/td><\/tr>

5.<\/strong><\/p><\/td>

Locker Rent:<\/strong><\/p>

(Rent on Lockers to be collected annually in advance w.e.f. 01.04.2011)<\/strong><\/p><\/td>

Type Rent<\/p>

A 935\/-<\/p>

B 1100\/-<\/p>

C 1155\/-<\/p>

D 1375\/-<\/p>

E 1705\/-<\/p>

F 2035\/-<\/p>

G 2145\/-<\/p>

H1 2915\/-<\/p>

H2 1485\/-<\/p>

I 3465\/-<\/p>

\u00a0<\/p><\/td><\/tr>

5.1<\/strong><\/p><\/td>

Locker Applications:<\/strong><\/p>

Per application \/ Registration Charges<\/p>

Visit \/ Operation Charges (whenever visit \/ operation exceeds 10 quarter)<\/p>

Surrender Charges<\/p>

Late Payment of Rent Charges<\/p>

Break open Charges : Actuals as per bill<\/p><\/td>

\u00a0<\/p>

Rs.300\/-<\/p>

Rs.50\/- per visit\/operation<\/p>

\u00a0<\/p>

Rs.500\/-<\/p>

Rs.50\/-<\/p>

Rs.750\/- handling charges in addition to actual<\/p><\/td><\/tr>

6.<\/strong><\/p><\/td>

Solvency Certificates<\/strong><\/p><\/td>

\u00a0<\/p><\/td><\/tr>

\u00a0<\/p><\/td>

The following charges are to be collected for issue of solvency certificates<\/p><\/td>

Amounts<\/strong><\/p><\/td><\/tr>

up to Rs.5.00 lacs Rs.500\/-<\/p><\/td><\/tr>

up to Rs.10.00 lacs Rs.600\/-<\/p><\/td><\/tr>

up to Rs.25.00 lacs Rs.800\/-<\/p><\/td><\/tr>

Up to Rs.50.00 lacs Rs.1100\/-<\/p><\/td><\/tr>

Above Rs.50.00 lacs Rs.1800\/-<\/p><\/td><\/tr>

7.<\/strong><\/p><\/td>

Advances<\/strong><\/p><\/td>

\u00a0<\/p><\/td><\/tr>

\u00a0<\/p><\/td>

Loan Application Form<\/p><\/td>

Rs.50\/-<\/p><\/td><\/tr>

\u00a0<\/p><\/td>

Processing Charges (For New and Enhancement Proposals) Processing charges are to be collected in advance.<\/p>

Processing Charges are Not Applicable for Loan against Bank\u2019s Own Term Deposits.<\/p>

In case of Renewal of Limits 75 % of Normal Applicable Charges as above are payable.<\/p><\/td>

Amounts<\/strong><\/p><\/td><\/tr>

Up to Rs.25000 : Rs.100<\/p><\/td><\/tr>

Above 25000\/- up to 50000\/-: Rs.200<\/p><\/td><\/tr>

Above 50000\/- up to 100000\/-:Rs300<\/p><\/td><\/tr>

Above 100000\/- :0.50% of the<\/p>

Loan\/OD amount<\/p>

\u00a0<\/p><\/td><\/tr>

8.<\/strong><\/p><\/td>

Delivery\/ Pledge of LIC\/NSC. Per delivery\/ pledge\/ assignment\/ reassignment<\/p><\/td>

25.00 per instrument Out of pocket expenses are to be collected extra.<\/p>

\u00a0<\/p><\/td><\/tr>

9.<\/strong><\/p><\/td>

Replacement of Shares & Securities \/ Service charges for replacement of shares:<\/p><\/td>

Actual Charges to be collected<\/p>

\u00a0<\/p><\/td><\/tr>

10.<\/strong><\/p><\/td>

Service Charges on Vehicle Loans<\/p><\/td>

Hypothecation of vehicle Rs.100\/-<\/p><\/td><\/tr>

Permit renewal letter Rs.40\/-<\/p><\/td><\/tr>

Insurance renewal Rs.50\/-<\/p><\/td><\/tr>

11.<\/strong><\/p><\/td>

Inspection Charges:<\/p><\/td>

Actual expenses to be collected from the borrower<\/p><\/td><\/tr>

\u00a0<\/p><\/td>

Godown Inspection Charges<\/p><\/td>

Limit Charges Rs<\/strong><\/p><\/td><\/tr>

Up to 2.00 lacs 250\/-<\/p><\/td><\/tr>

Up to 5.00 lacs 300\/-<\/p><\/td><\/tr>

Up to 10.00 lacs 450\/-<\/p><\/td><\/tr>

Up to 20.00 lacs 600\/-<\/p><\/td><\/tr>

Up to 50.00 lacs 800\/-<\/p><\/td><\/tr>

Above 50.00 lacs 1200\/-<\/p><\/td><\/tr>

12.<\/strong><\/p><\/td>

Bank Guarantees\/Extension of Bank Guarantee:{These charges are to be collected in advance in addition to 200\/- as fixed service charges.}<\/p><\/td>

Secured by Bank\u2019s own deposit: 0.75% P.A<\/p><\/td><\/tr>

Secured by other assets:2.50% P.A.<\/p><\/td><\/tr>

  1. Portion : 3.00% P.A.<\/p><\/li><\/ol><\/td><\/tr>

13.<\/strong><\/p><\/td>

Extension of Bank Guarantee: Fixed service charges of per extension in addition to the charges as pointed in<\/p><\/td>

100.00<\/p>

All out of pocket expenses are to be collected in addition to the above<\/p><\/td><\/tr>

14.<\/strong><\/p><\/td>

Cash Withdrawal charges<\/p><\/td>

\u00a0<\/p><\/td><\/tr>

\u00a0<\/p><\/td>

Cash Handling charges for Cash Deposit of more than 2.00 laces per day @ # Cash Withdrawal 200000\/- & above to be charged @ 0.10 % per entry for CA\/OD Accounts<\/p>

# Explanation: Cash Handling Charges are per entry of ` 200000\/- and above for CA\/OD Account Holders @ 0.10 %. However if the party withdraws more than 200000\/- per day by effecting more than one transaction in single \/ different accounts.<\/p><\/td>

@0.10% when cash deposited exceed Rs.1.50 lacs<\/p><\/td><\/tr>

15.<\/strong><\/p>

\u00a0<\/p>

\u00a0<\/p><\/td>

Revised Charges for NEFT as per RBI Circular<\/p>

Amounts upto Rs.10000\/-<\/p>

Amount from Rs.10001 to Rs. 1 lac<\/p>

Amount above Rs.1 lac upto 2 lacs<\/p>

Amount above Rs.2 lacs.<\/p>

\u00a0<\/p>

Revised Charges for RTGS as per RBI Circular<\/p>

Upto Rs.2\/- lacs<\/p>

Above Rs.5\/- lacs<\/p><\/td>

\u00a0<\/p>

\u00a0<\/p>

Rs.2.50<\/p>

Rs.5\/-<\/p>

Rs.15\/-<\/p>

Rs.25\/-<\/p><\/td><\/tr>

\u00a0<\/p>

\u00a0<\/p>

\u00a0<\/p>

Rs.20\/- + Taxes<\/p>

Rs.50\/- + taxes<\/p><\/td><\/tr>

16.<\/strong><\/p><\/td>

Tax Payment<\/p><\/td>

Rs.300\/- P.A. (per party)<\/p><\/td><\/tr>

17.<\/strong><\/p><\/td>

CIBIL Charges<\/p><\/td>

Rs.150\/-<\/p><\/td><\/tr>

18.<\/strong><\/p><\/td>

SMS Charges (per quarter)<\/p><\/td>

Saving Rs.15\/-<\/p>

Current Rs.25\/-<\/p><\/td><\/tr>

19.<\/strong><\/p><\/td>

Foreclosure Charges (Loan Account)<\/p><\/td>

1% of loan outstanding in case of repayment<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/body>","protected":false},"excerpt":{"rendered":"

SERVICE CHARGE List Of Service Charges (Amount in \u20b9) 1. Deposit Related Transactions: \u00a0 1.1 Ledger Folio Charges (Only for Current & Overdraft a\/cs):To be charged \u00bd yearly or at the time of closing\/ transferring a\/c. per page consisting 40 entries Rs.25\/- per entry (no free entries\/folios) 1.2 Duplicate Pass Book \/ Statement: \u00a0 \u00a0 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-142","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/pages\/142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/comments?post=142"}],"version-history":[{"count":4,"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/pages\/142\/revisions"}],"predecessor-version":[{"id":320,"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/pages\/142\/revisions\/320"}],"wp:attachment":[{"href":"https:\/\/gatewayinfotech.in\/jainbank\/wp-json\/wp\/v2\/media?parent=142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}